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Building or Renovating a Home

Are you renovating or building a new home? UniQ Finance can help you find a suitable construction loan that will finance the project properly.

Basic renovations and home improvements can be funded through a standard home loan. If the project is more serious or you are building a new home then you will require a construction loan.

Getting a construction loan approved requires plans, permits and a fixed building contract.  If you are an Owner Builder you can apply for construction loans without a fixed building contract, but the lender requirements are stricter and the loan amount will typically be limited.

To make this process simpler, UniQ Finance can work with you to secure the right type of Home Loan for your building project.  Request a Quote now to find out how UniQ Finance can help you.

Uniq Finance has access to a very wide range of Home Loan Products from Australias’s biggest lenders.

Bridging Loan

A Bridging Loan is available to borrowers who wish to purchase a new home now and sell your current home later.These loans are especially helpful to ‘bridge’ the gap between the sale of one property and the purchase of another.

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Standard Variable Home Loan

This is the most popular home loan in Australia. The interest rate on these loans vary at anytime depending on the market forces.

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Basic Variable Home Loan

Basic variable rate loans are sometimes referred to as the ‘no frills’ alternative to the standard variable rate loans.

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Fixed Rate Home Loan

Fixed rate loans are funds lent over a set term at a set interest rate. This gives the borrower the certainty of knowing exactly what their monthly repayments will be should their circumstances change.

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Redraw Facility

When a borrower pays extra or additional repayment on their home loan they have the ability to redraw or withdraw the extra repayments that they are in advance.

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Split Loans

A split loan is ideal for a borrower who wishes to have two loan products rather than one.

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Line of Credit

A Line of Credit provides a borrower with access to the equity in their home or investment properties whenever they wish for any worthwhile purpose.

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A Track Record of Success

We recently decided to check if we would make a significant saving by refinancing our home loan. The recent round of rate increases finally convinced us it was worth shopping around. UniQ finance were excellent. They came to the house and took us through different options. We ended up going with a smaller bank that had a better rate.

We are saving over $2000 a year in interest, for very little work at all.

M Sommersly, Hoppers Crossing VIC

Veki and the team at UniQ were very helpful when it came to securing our loan for our first investment property. Being self-employed it was a little more complex to secure the loan. Thanks to Veki's help we were able to find a good lender and an excellent interest only home loan.

Thanks UniQ for making the process far simpler than we were expecting it to be.

J & R Cantwell, Elsternwick, VIC