Fixed Rate Home Loans are funds lent over a set term at a set interest rate. This gives the borrower the certainty of knowing exactly what their monthly repayments will be should their circumstances change.
Some lenders may impose early repayment penalities if you make a lump sum reduction to your loan or you pay the loan out in full.
However a fixed rate loan is ideal in a rising interest rate market as this guarantees you of your interest rate and repayments for a set time.

We recently decided to check if we would make a significant saving by refinancing our home loan. The recent round of rate increases finally convinced us it was worth shopping around. UniQ finance were excellent. They came to the house and took us through different options. We ended up going with a smaller bank that had a better rate.
We are saving over $2000 a year in interest, for very little work at all.
M Sommersly, Hoppers Crossing VIC
Veki and the team at UniQ were very helpful when it came to securing our loan for our first investment property. Being self-employed it was a little more complex to secure the loan. Thanks to Veki's help we were able to find a good lender and an excellent interest only home loan.
Thanks UniQ for making the process far simpler than we were expecting it to be.
J & R Cantwell, Elsternwick, VIC
Level 2, 2 Princes Street,
Port Melbourne Victoria 3207
T (03) 9644 3800
F (03) 9646 5222