A Line of Credit provides a borrower with access to the equity in their home or investment properties whenever they wish for any worthwhile purpose.

It is similar to an overdraft facility in that funds can be withdrawn up to the original loan approved amount at anytime. The interest rate on a Line of Credit facility is usually a variable rate that fluctuates with the market.

A borrower can generally access their Line of Credit via a Cheque Book, Credit Card, ATM, Phone and Internet. A Line of Credit provides a borrower with easy access to funds ensuring peace of mind in times of need.

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A Track Record of Success

Veki and the team at UniQ were very helpful when it came to securing our loan for our first investment property. Being self-employed it was a little more complex to secure the loan. Thanks to Veki's help we were able to find a good lender and an excellent interest only home loan.

Thanks UniQ for making the process far simpler than we were expecting it to be.

J & R Cantwell, Elsternwick, VIC

We recently decided to check if we would make a significant saving by refinancing our home loan. The recent round of rate increases finally convinced us it was worth shopping around. UniQ finance were excellent. They came to the house and took us through different options. We ended up going with a smaller bank that had a better rate.

We are saving over $2000 a year in interest, for very little work at all.

M Sommersly, Hoppers Crossing VIC