Refinance Mortgage

Over time, the home loan market changes as competition for your business increases. New Mortgage Features and techniques to save you money are introduced to the Home Loan products to help the lenders win your business.  If your mortgage has become sluggish and uncompetitive, maybe it’s time to refinance? Chances are that a refinanced mortgage could suit your needs much better and save you thousands of dollars over the remainder of the life of the home loan.

UniQ Finance monitors it’s customers Home Loans for them. This is critical to ensure that UniQ Finance customers maintain a good deal. We can provide you with a Free Mortgage Check up for your existing mortgage.

Make sure you are getting the best mortgage deal in the market.  Request a Home Loan check up today.


Standard Variable Home Loan

This is the most popular home loan in Australia. The interest rate on these loans vary at anytime depending on the market forces.

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Basic Variable Home Loan

Basic variable rate loans are sometimes referred to as the ‘no frills’ alternative to the standard variable rate loans.

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Fixed Rate Home Loan

Fixed rate loans are funds lent over a set term at a set interest rate. This gives the borrower the certainty of knowing exactly what their monthly repayments will be should their circumstances change.

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Redraw Facility

When a borrower pays extra or additional repayment on their home loan they have the ability to redraw or withdraw the extra repayments that they are in advance.

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Split Loans

A split loan is ideal for a borrower who wishes to have two loan products rather than one.

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Line of Credit

A Line of Credit provides a borrower with access to the equity in their home or investment properties whenever they wish for any worthwhile purpose.

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A Track Record of Success

We recently decided to check if we would make a significant saving by refinancing our home loan. The recent round of rate increases finally convinced us it was worth shopping around. UniQ finance were excellent. They came to the house and took us through different options. We ended up going with a smaller bank that had a better rate.

We are saving over $2000 a year in interest, for very little work at all.

M Sommersly, Hoppers Crossing VIC

Veki and the team at UniQ were very helpful when it came to securing our loan for our first investment property. Being self-employed it was a little more complex to secure the loan. Thanks to Veki's help we were able to find a good lender and an excellent interest only home loan.

Thanks UniQ for making the process far simpler than we were expecting it to be.

J & R Cantwell, Elsternwick, VIC