A Low Documentation (or No documentation) Home Loan is designed for the self-employed or small company borrower whose financial statements may not be available for many different reasons eg their Accountant hasn’t completed their bookwork. The borrower must have a sizeable deposit or equity in existing real estate property.

These loans are usually a variable rate and offer most of the features and benefits attached to the lender’s standard variable rate loan product.

A Low document loan can be just as competitive as mainstream lenders, however they provide less hassle as the borrower doesn’t have to provide the usual lender income documentation.


Uniq Finance has access to a very wide range of Home Loan Products from Australias’s biggest lenders.

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A Track Record of Success

Veki and the team at UniQ were very helpful when it came to securing our loan for our first investment property. Being self-employed it was a little more complex to secure the loan. Thanks to Veki's help we were able to find a good lender and an excellent interest only home loan.

Thanks UniQ for making the process far simpler than we were expecting it to be.

J & R Cantwell, Elsternwick, VIC

We recently decided to check if we would make a significant saving by refinancing our home loan. The recent round of rate increases finally convinced us it was worth shopping around. UniQ finance were excellent. They came to the house and took us through different options. We ended up going with a smaller bank that had a better rate.

We are saving over $2000 a year in interest, for very little work at all.

M Sommersly, Hoppers Crossing VIC